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Writer's pictureShelly Rufin

FAFSA Myths That Shouldn't Be Keeping You Behind

Updated: 1 day ago


EDFIN College Planning & FASFA Expert

By Shelly Rufin, MSHS, MSCC, Dr. (Hn)

Founder EDFIN College Planning

College Consultant/FAFSA Expert

Certified WASFAA, NASFAA Title IV Funding

Harvard Business School

32 years serving families, 3,000 plus students

Serving families for three-decades


Tuesday, November 19, 2024 at 8:00 AM


Myth: After I finish my studies, I will need to repay the financial assistance I received.

Initially, it is important to distinguish between gift aid and self-help aid.

Gift aid, such as scholarships and grants, is money for college that does not require repayment. Loans, on the other hand, are to be paid back after the 6-month grace period given after graduating. This gives you a chance to start a job in your chosen career and pay off any loans taken, and that is when interest usually starts accumulating.


Myth: My families income is too high or to low to apply for financial aid so I shouldn't even try filing for FAFSA.

It is essential for everyone to complete the FAFSA as it is the only way to potentially become eligible for merit scholarships, grants, and Federal student loans. In addition, many colleges require the FAFSA for their own financial aid programs. Even if you don’t qualify for federal loans, having FAFSA information can help colleges decide if you qualify for other financial aid programs, like work-study.



Financial Aid Myths

You may qualify for FAFSA. You will never know if you don't try! To make the most of your financial aid, get expert help from nationally recognized admission counselor Shelly Rufin.


Interested in a Discovery Session? Call/Text (951) 261-9799 or apply online at https://www.edfin.net/contact.

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At EDFIN, we don't just prepare students for college; we sculpt their future. With a distinguished legacy spanning over three decades and a proven track record of guiding over 3,000 students, we have honed our expertise to an art form.

 

We recognize the complexity of the college admissions process and the financial intricacies surrounding it, and we are committed to transforming this challenge into an opportunity for your family

 

Don't let college financial worries haunt you this Halloween—click here to unlock your FAFSA and college planning treats, no tricks! 🎃📚💰 


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Shelly Rufin Bio


Wishing you and your child a successful school year and college journey!


Stay inspired!

EDFIN College Planning Team


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Making College Dreams a Reality! 💰👩‍🎓🎉

Shelly Rufin, MSHS, MSCC, Dr. (Hn)

32-year FAFSA Expert

College Consultant

Certified WASFAA, NASFAA Title IV Funding

Harvard Business School Alumnus

EDFIN College Planning

Tel: (951) 261-9799


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